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Joe Massey's $1000 Down Program

This page is dedicated to a little-known government program that allows you to purchase a home for as little as $1000 down.  The goal of this program is to help make your home purchase a safe, affordable and understandable process.  This program is open to Colorado residents who are 1st-time home buyers or repeat home buyers.  The program offers FIXED interest rates and a 30 year term.  It is a great opportunity for home buyers to purchase a new home without having to wait for years to save up a required down payment.  Here are the minimum requirements to qualify:
  • 1st Time or Repeat Homebuyer
  • Your income and the purchase price must be within specified limits
  • You must attend an online Homebuyer Education class
  • You must contribute a minimum of $1000 of your own funds
  • You must have a minimum credit score of 620
To find out if you meet these basic requirements and to find out more about the program, please call me at 303-809-7769, email me at or fill out the info request below and I will get in contact with you immediately.   
In addition to the $1000 Down Program, I want you to have full access to my Buyers Advantage program which will give you a roadmap for the entire process to purchasing your home.  It is my goal to make sure you understand the home purchasing process from beginning to end.  I developed this program to counsel my homebuyers through the entire process and help you make an informed decision about you home and your mortgage.  The Buyers Advantage Program is designed to make the home buying process a smooth, pleasant and memorable experience that you will tell all of your friends, family and colleagues about.  To get started just follow these 3 simple steps:

1 - Click Here to Review the Buyers Advantage Program

2 - Click Here and Print Off the Items Needed Checklist

3 - Click Here to Fill Out the Easy Online Application

If you have questions, simply call me at 303-809-7769 or e-mail me at  


In addition to the Buyers Advantage Program, I also want you to have access to important pamphlets, tips and brochures to help you learn about the terminology, programs and details of your transation.  See below for all the tools that you need to start learning about this process:

Credit Scoring Pamhplet

Home Inspections Information

Appraisal Information

What is Title Insurance?

Mortgage Payment Estimator

This is a great tool to give you a quick idea about your potential payments.  Keep in mind that this DOES NOT factor in your taxes, insurance, HOA dues or other possible payment factors.  Use this as a general guide and call me at 303-809-7769 or email to find out the specifics about payments, rates and terms that you qualify for.  

Dedicated to making sure you have a great home buying experience!

Joe Massey - 303-809-7769 -







Joe Massey
Senior Loan Officer
Cell: 303-809-7769
Licensed in Colorado - License #10017422 | NMLS #7358 
Licensed by the Division of Real Estate
To check the license status of your mortgage broker, visit

Notice: is a privately owned and maintained web site by Joseph Massey, that specializes in Colorado Homeowner Financing.  

"In accordance with Section 326 of the USA PATRIOT Act of 2000 your mortgage company is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act".  

"Please note that the information above is not intended to be any decision of, or commitment to, any loan type or amount of loan for which one may qualify with any financial institution. The information is not intended to extend any legal, tax or financial advice. The accuracy of the information contained in this advertisement is not guaranteed. Please consult a loan professional to learn more about your eligibility for and availability of a particular loan product"